Tammi & Simon · Australians Living Abroad

The paths are endless.
Your time isn't.

One life. Make it a story worth telling. We left Australia and started exploring — income, family, adventure, freedom.

Our Story →Your Pathway to Panama

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"We didn't leave Australia because we were running away. We left because we were running towards something — more income, more time, more life."

— Tammi & Simon, Pathway Unlocked

As Heard On

We Told Our Story on
Unemployable Podcast

Two adults, three kids, and two dogs — we packed up our life in Australia and moved to Panama. This episode is the real, unfiltered version of how it happened and why we chose this life.

Your Pathway to Panama — watch the overview

Your Pathway to Panama

The Guide We Wish
Existed Before We Moved

9 deep-dive sections. 10 regions compared. Every cost, every visa, every process — written by a family living it. Watch the overview and see everything that's inside.

Watch Overview & Get Access →

Income

Work From Anywhere.
Earn Online.

We built income streams that don't care where we live. From trading to digital products, affiliate partnerships to client work — we'll share exactly what we do and how you can too.

5+
Income streams we use
Working from a terrace with a view
Checking trading charts

Family

More Time Together.
Not Less.

The 9-to-5 was stealing our best hours. Now we choose when we work, where we go, and how we spend our days — as a family. This life isn't a holiday. It's just better.

3
Kids living their best life
Family on a boat with binoculars
Teen and dog hanging out car window

Adventure

Go Somewhere
That Changes You.

Waterfalls in the jungle. Pasta in Positano. Turtles in a Panama stream. When you're not tied to one place, the world becomes your classroom — for you and your kids.

12+
Countries explored together
Family at a Panama waterfall
Dad and daughter walking in Italy

Freedom

Design Your Life.
On Your Terms.

Freedom isn't a destination — it's a practice. It means choosing your timezone, your community, your pace. We unlocked ours. Now we help others find theirs.

1
Life — make it count
Arch window to tropical garden
Family on Caribbean boat
Tammi and Simon
The whole family

The Faces Behind the Journey

We're Tammi & Simon.
We Made the Leap.

We're an Australian family who left the 9-to-5 behind and built a life of genuine freedom — location independent income, kids who see the world as their classroom, and days that actually feel like ours.

Pathway Unlocked is where we share everything we've learned — the income streams, the countries, the mistakes, and the moments that made it all worth it.

Where to Start

Choose Your Pathway

The paths are out there. Here's where we started — and where you can too.

Your Pathway to Panama

Featured Guide

Your Pathway to Panama

The complete guide to relocating your family to Panama — visas, banking, healthcare, schools, regions, and everything in between. Written by a family living it.

Get Lifetime Access — $47 →
Jambuvi DualRay Sonic Brush

E-Commerce Pathway

Jambuvi DualRay™

Get paid to share our DualRay Sonic Brush — the first of its kind. Our brush goes deeper than the surface.

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Moments from our journey

Lunch in Positano
Discovering wildlife in Panama
Coastline freedom
Family adventures
Panama life
Exploring Italy
Working from anywhere
Family adventure
On the road
Exploring Panama
Panama moments
Life in Panama
Family moments
Adventures abroad
Discovering new places
Panama life
Evening adventures
Exploring together
Night in Panama
Family life
Panama exploration
Beautiful Panama
Kids at the pool
Little traveller at the airport
Tammi & Simon relaxing
Historic church and monuments
Little one at the night market
Our dog back in Australia
Dinner out in Turkey
Erciyes Mountain, Turkey
First snow at Erciyes
Snow day at Erciyes ski resort
Turkish sweets and baklava
Shopping in the Grand Bazaar, Istanbul
Inside the Grand Bazaar, Istanbul
Spice market curiosities, Istanbul
Inside a mosque, Istanbul
Beşiktaş football match, Istanbul
Gülhane Bazaar at night, Istanbul

Trusted Partners

Our Trusted Circle

Every service here has been personally used by our family. We only recommend what we'd tell a close friend.

Some links are affiliate links. We may earn a small commission if you sign up — at no cost to you. It never changes our recommendation.

MONEY TRANSFERS
Wise
Send money at the real exchange rate.
The international money transfer service we use every week in Panama. Real exchange rates, multi-currency accounts, and a debit card that works worldwide — without the bank fees.
Learn more →
EVERYDAY BANKING
Revolut
The card we use for everyday life abroad.
No foreign transaction fees, instant currency exchange, and virtual cards for safe online purchases. Our go-to card for restaurants, supermarkets, and taxis in Panama.
Learn more →
CRYPTO BANKING
Wirex
Spend crypto like cash. Earn crypto on every purchase.
The card that bridges crypto and everyday spending. Use Bitcoin and digital assets for daily life in Panama — and earn crypto rewards on every transaction.
Learn more →
PRIVACY & STREAMING
ExpressVPN
Watch home TV from Panama. Stay secure everywhere.
The VPN we set up before leaving and use every single day. Access streaming services from home and stay protected on public Wi-Fi in Panama.
Learn more →
AI VOICE TOOL
Wispr Flow
We built this entire website by talking to it.
The AI voice tool Tammi used to build Pathway Unlocked — every blog post, every page, every word. Talk instead of type. Your ideas, captured instantly.
Learn more →
SELF-CUSTODY EDUCATION
The Bitcoin Way
White-glove sovereignty education for your move to Panama.
Not just how to buy Bitcoin — how to hold it, protect it, and truly own it. White-glove education and Panama relocation support for people serious about financial sovereignty.
Learn more →
FIAT-TO-CRYPTO BROKER
Stormrake
When the banks say no — they say we'll find a way.
A human broker for your crypto journey. A real person on the other end. When your bank refuses to release your own money, Stormrake finds a way through.
Learn more →
COMMUNITY LIVING
Veritas Villages
Live free. Live with purpose. Live in community.
Freedom-oriented communities in Panama and Latin America — built for people who want to own land, grow food, and live among like-minded neighbours who share your values.
Learn more →
View All Partners →

What Members Are Saying

Real people. Real moves. Real results.

Layla
Australia

This Pathway to Panama website designed by Tammi & Simon is highly valuable for the money we paid to access so much pertinent information! ; You can see that Tammi & Simon have put an incredible amount of effort in to provide people such as ourselves, that may be considering moving to Panama, with much needed answers to so many questions. ; With language barriers and no boots on the ground to personally seek out, or even know where to start looking for such information; we found this space brings it all together making it so much easier to become more informed and to help bridge the hesitancy gap that naturally comes with venturing into unchartered territory!; We really appreciate how affordable this option is, considering how much information is given. ; Thanks Tammi & Simon for paving the way forward for people like ourselves. There was definitely a huge need for this space and you have filled it nicely 👌; Well done guys, great job! ; 🙏💫🥰

Cameron
Australia

The pathway unlocked resource has been amazing, it's taken so much of the guess work and internet search time and just condensed it right down. It's saved us a ton of time and wondering, Everything has been covered, from where to stay, getting a rental, buying a car, so much information. Absolutely satisfied with my purchase and definitely recommend to anyone who's considering a move!! Thanks guys!!!

Bianca
Australia

When I logged in to Pathway to Panama, my jaw just about hit the floor, literally. This guide is so comprehensive, it's like a digital relocation agent. I honestly believe it would have taken me at least six months around full time work and family commitments to do the amount of research that has gone into Pathway. The time (and stress) that I’ve saved by investing in this guide is invaluable. It’s like I found the pot of gold at the end of the rainbow! Planning a relocation to the other side of the world is daunting. I’ve done many interstate moves, but for example I was unaware that documents like drivers licenses need to be apostilled (officially certified) and translated into Spanish before leaving Australia. Having information like this at my fingertips in one place has helped so much. Tammi and Simon share their lived experience as you move through each section of the guide (and there’s a lot of sections)! So far I haven’t thought of anything that hasn’t been covered in Pathway, because they continually update it as they learn and discover life in Panama with their own family. Knowing that they are walking the talk meant that I didn’t hesitate to jump in when they released Pathway. If you’re considering a move to Panama, I highly recommend you do yourself a favour and sign up for Pathway to Panama. You won’t be disappointed!

Join members who made the move →

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How We Earn Online From Anywhere — 5 Real Income Streams, Delivered Free

One email a month. One real income idea we actually use, plus honest expat life insights from two Australians living abroad with their family.

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